Budget Ways

How To Sit Down With Your Spouse And Beat Out A Budget

August 7, 2012

Step one: locate your spouse. Methods include yelling their name, calling their cell phone, ringing the cattle bell for dinner (be ready for their disappointment when there is no food), or gently tugging on their shirt to get their full attention. Step two: locate two chairs, or other sitting devices that comply with two people, [...]

Read the full article →

Party Favors On a Budget

July 30, 2012

Want to throw a party to impress your friends without denting your savings? Try making your own party favors for guests. Many homemade favors are simple, inexpensive and unique. You’ll leave your friends guessing how you learned to be so crafty! Using recycled materials means you don’t have to make a special trip to the [...]

Read the full article →

5 Ways To Trick Yourself To Save Money

July 23, 2012

Breaking news: frugality doesn’t mean austerity and saving doesn’t have to mean sacrificing. If saving is a dreaded chore like going to the gym, eating more vegetables or visiting the in-laws, you can still save without needing superhuman willpower. Here are five ways to trick yourself into saving more money.  You can also check out [...]

Read the full article →

Money Saving Housing Tips For College Students

July 13, 2012

The skyrocketing cost of tuition and fees get all the attention, but they are not the only cost associated with higher education. Scholarships, grants and other financial aid can greatly reduce the amount a student actually pays, but what about the cost of housing? Housing is a generally a student’s biggest expense outside of tuition. [...]

Read the full article →

How To Save On Your Mortgage

July 10, 2012

Car loans: up to 5 years repayment Student loans: 10 years standard repayment Home Mortgage: 15 to 30 years repayment This debt will be with you for a long time. According to the US census, about seventy percent of US homes have a mortgage. Record rates of foreclosure after the burst of the housing bubble [...]

Read the full article →

Some Specifics on How to Save Gas and Money

July 4, 2012

I’ve already written a few posts about saving money on gas and how to save money buying your car, but today I ran across some stats on how much fuel you burn by exhibiting specific types of driving.  While I don’t believe these statistics are scientifically proven, I do believe that they are in the ballpark [...]

Read the full article →

Favorite iPhone Apps to Save Money

July 3, 2012

When it comes to saving money, knowing how to take advantage of your smartphone or iPhone is a key advantage.  Perhaps you have a favorite app to share?  My favorite iPhone apps that I use to save money are the following. GasBuddy GasBuddy is an app that helps you find the lowest price gasoline.  My [...]

Read the full article →

Child Care Shouldn’t Cost You A Fortune

July 2, 2012

Few people enjoy going back to work after a vacation, and the return to normalcy can be even more difficult after a major life event, like having a baby. If you will be paying for childcare when you return to work, the costs can be staggering depending on where you live. For infant and toddler [...]

Read the full article →

Cutting College Costs: A Guide To Choosing Wisely

June 28, 2012

It doesn’t take a degree in mathematics, statistics or finance to crunch the numbers on the current cost of higher education. Student loan interest rates will double on July 1st if Congress can’t reach a bipartisan agreement. Tuition and fees at public universities have risen 130% over the last 20 years; meanwhile, incomes keep falling [...]

Read the full article →

Saving Money With Solar Power

June 27, 2012

When it comes to saving money on energy, solar power is a great option, and one that is worth investigating.  Whether or not it will work for you depends on where you live and what types of incentives you can cash in on.  In this post I’ll discuss a few of the factors to consider when [...]

Read the full article →

Carpooling Simplified: Why And How To Start Carpooling

June 22, 2012

The United States has 809 vehicles per 1,000 people according to World Bank statistics. If that number were divided evenly among the population, over 80% of the population would own a car. How many think of their car as a potential source of income? How much of the average vehicle’s capacity is filled on any [...]

Read the full article →

How to Manage Paying Your Bills

June 21, 2012

A big part of learning how to manage your money better is to learn how to properly manage your bills.  Believe it or not, most people don’t plan to pay their bills in advance.  They actually wait for the bill to show up before they even think about paying it.  While this can work if you are [...]

Read the full article →

Money Saving Deals for the Family

June 20, 2012

Finding deals for the family is crucial to living well on a budget, since each child adds expenses while the family income remains largely the same. Fortunately, parents hold more power than they realize when searching for deals to preserve the family bank account. For consumer products, entertainment and dining, parents can save money by [...]

Read the full article →

Choosing the Right Budget Worksheet

June 19, 2012

Now that our site has grown and we have released several free budget worksheets, let’s take a moment and summarize each sheet so that you can easily find the one that can benefit you the most.  As of today, here are the budget spreadsheets available for download. Household Budget Worksheet This spreadsheet is the most [...]

Read the full article →

Budgeting: Best Friend For Your Personal Finances

June 13, 2012

In order to take care of your personal finances, you can prepare a budget and follow it diligently. Budgeting is one of best ways by which you can have control over your finances. If you have debt, then a budget can be really helpful in alleviating debt problems. If you’re thinking of enrolling into a [...]

Read the full article →

Planning A Great Themed Kids Party On A Budget

June 12, 2012

There are hundreds of party themes for kids parties such as the Pirate theme, Winnie the Pooh theme, Barbie theme and so on. When it really comes down to it, to what makes a party a specific theme, is color trends. You can make any kids’ party theme specific with only a few detailed objects [...]

Read the full article →

A Retirement Worksheet to Calculate How Much You Need to Save to Retire

June 10, 2012

Part of any good budget is making a monthly retirement savings contribution.  To do so, you need to know how much money you’ll need to retire.  Today, we’ll discuss how to calculate the amount of money you’ll need to retire, and we’ll also provide you with a free retirement calculator worksheet that you can download [...]

Read the full article →

Save Money by Paying Yourself First

June 9, 2012

You’ve probably heard of the popular phrase “pay yourself first”.  I’m not sure where the term actually started, but it was made popular in a book called The Richest Man in Babylon.  The basic concept of paying yourself first is recommended by numerous personal finance gurus and is a very simple technique to learn.  Here [...]

Read the full article →

How to Budget for Annual Expenses

June 8, 2012

Years go by so fast.  If you don’t plan ahead for annual expenses you’re bound to have to dip into your savings or take money out of a credit card to cover these once a year or other big budget expenses. To actually plan ahead and budget for these types of expenses, there are basically [...]

Read the full article →

How to Make a Budget for Beginners

June 7, 2012

When it comes to budgeting for beginners, there are a few simple things that you should know about budgeting that will help you teach yourself how to do it.  This post is meant to be a quick guide on what a budget is and how a beginner can get started. What is a Budget? First [...]

Read the full article →

How to Shop and Save at a Dollar Store

June 6, 2012

Dollar stores can save you money, but only if you buy the right types of products.  That’s because products at dollar stores vary dramatically.  Some products are the same brand name as in other stores, whereas many products are clones or cheap knockoffs that may be priced low but that are not even worth the [...]

Read the full article →

Strange Ways That People Save Money

June 5, 2012

People are strange.  And when it comes to budgets, people have some really strange things that they do to save money.  Most of these ideas don’t really result in much monetary savings.  In fact, many of these ideas are so strange and petty that they are probably not worth doing.  With that said, people will [...]

Read the full article →

← Previous Entries

Next Entries →